Death and Taxes: How to Beat One of Them

Death may be inevitable. Your tax bill in retirement does not have to be.

Roth accounts are often described as tax-free retirement money, but that simple description leaves out the strategy. The real question is not just how Roth accounts work, but when and how they fit into a broader tax and retirement plan.

In this Apella Academy webinar, we will explore how Roth contributions, Backdoor strategies, asset location decisions, and Roth conversions can play a role in long-term tax planning.

You’ll learn:

• How to evaluate whether Roth or traditional contributions align with your current tax situation
• How Backdoor and Mega Backdoor Roth strategies work
• When a Roth conversion may be worth considering
• How asset location across Roth and traditional accounts can influence planning decisions
• What to evaluate before making a Roth-related move

For many high earners, direct Roth contributions may be limited by income thresholds. However, there are strategic ways to fund and use a Roth that require careful coordination and planning.

If you have heard terms like Backdoor Roth, Mega Backdoor, or Roth conversion and are unsure how they apply to your situation, this session will provide clarity around the mechanics and considerations involved.

Join us as we walk through how to approach Roth planning with a clear understanding of the tax implications and tradeoffs.

Date: Wednesday, March 18, 2026
Time: 4 PM EST / 1PM PST